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UK Online Casinos » UK Online Casino Payments – Payment Methods for Casinos UK Online Casino Payments – Payment Methods for Casinos
Casino payment methods are a hot topic for UK slots and casino players. Many players worry about the security and safety of making payments to casinos.
It is also common to want to separate your day-to-day banking from your casino playing funds, to help you manage your budget and to stay safe. We list some of the most popular UK casino payment options and the best casinos to play at with each payment method.
There are many payment providers to choose from, but they are not all equal! In the UK the main providers are Paypal, the Paysafe brands Skrill and Neteller, and Visa and Mastercard debit cards.
Choose your casino payment method
If you are thinking about playing at a UK online casino, then you’ll need to think about what kind of casino payment option you’d like to use. Long gone are the days of the early internet when your options were limited to just a card payment or bank transfer. There are now dozens upon dozens of different banking methods available allowing you to instantly (and securely) credit your online casino account and start playing!
We have handpicked the very best casinos, all offering secure and fast deposits and withdrawals. So you can cut straight to the chase and get on with what you came here to do!
If you still aren’t sure what payment option is right for you, we have compiled this cheat sheet of the different types of banking options available to casino players and the pros and cons of each!
Online Casino Payment Guide
Casino sites can often offer a huge list of different payment methods. Some or all of which may be available to you depending on which currency or location you are playing in. Choosing the right one for you can depend on a variety of factors including how much you want to deposit, what kind of deposit and withdrawal limits are suited to your needs and how quickly you want to cash out.
Making a deposit
This is the very first thing you’ll need to do once you’ve set up your casino account. You can, of course, play for free just for fun but if you want to play for real money you need to get some cash in your casino account pronto!
Head to the banking section in your chosen casino to view all of their available deposit methods along with minimum deposit amounts, any associated fees and processing times.
Withdrawing your winnings
So, you’ve got lucky and managed to get a win on your favourite slot game, so what now? If you want to make a withdrawal from your casino, you’ll need to have checked off a few boxes first.
Most casinos will require you to provide some identification documentation to prove you are who you say you are. Usually, you can do this just once, and then you are all set, but it may mean your first withdrawal takes a little longer.
Your chosen banking method will also determine how quickly you get paid. Some e-wallets and cryptocurrencies can be instant while other methods such as credit and debit cards and bank transfers can take anywhere between two and ten business days. The difference in cash out times can be significant between banking methods and also between casinos!
Payment Methods
Here’s where we take a look at the various banking methods you may come across while playing at online casinos. So let’s get things started…
Credit or Debit Cards
⚠️ *UPDATE: As of the 14th April 2020 all use of cards at UK Gambling Commission (UKGC) licensed casinos will be banned. Gambling on cards will no longer be supported by ANY of the brands listed on the ukcasinoawards.com website.
Read more about the UKGC Credit card rules
Visa
No introductions required here as Visa card is one of the most widely recognised and forms of payment that casinos accept worldwide! For most casino players, you will likely have a Visa credit, or debit card tucked away safely in your wallet. In this respect, it makes a straightforward option. When it comes to making payments at online casinos as there is no need to set up any separate account as you are already up and running.
If you are using a Visa Credit card to play, then make sure you manage your account deposits with caution. Take care not to get carried away and deposit more than you are happy to lose. Racking up substantial casino debts is never a good idea!
If you are using your Visa Debit, then any funds you deposit will be taken directly from your available account balance. There are also Visa pre-paid cards available which can be topped up as and when you need additional funds and used in a similar way to a Visa Debit.
When it comes to the security of Visa transactions, they don’t come much more secure than this. That said, make sure you are playing at a reputable casino with full UK license in place first. Visa transactions are usually free to most casinos. The casino won’t charge you but make sure your card issuer won’t add any fees.
✅ Pros
* Free from fees
* Secure
* Widely accepted worldwide
* No need to set up any additional accounts
❌ Cons
* Withdrawals may take a little longer than e-wallets
* Caution should be taken in using Visa Credit cards
MasterCard
As with Visa, MasterCard is one of the most accepted payment methods in the world and is accepted in over 300 countries. MasterCard cards are a reliable and secure way to purchase goods and services, giving users the added reassurance while making online transactions.
As with any card, it should always be used responsibly. Any money you spend on it has to be paid back promptly. Otherwise, you will incur hefty interest charges! If you want to avoid any risk of getting into debt but still want the security and reliability of using a MasterCard product, then try one of their prepaid card products which can be topped up as you need it and used in the same way.
✅ Pros
* Widely accepted
* Secure transactions
* Funds can be loaded into your casino account in minutes
❌ Cons
* Caution should be used when playing with cards to avoid getting into debt.
* In a small number of cases, a casino may charge a small percentage fee to MasterCard deposits and withdrawal so make sure you check the casino terms first.
* MasterCard may not always be available for withdrawals even if it is accepted as a deposit method.
E-wallets
E-wallets are fast becoming one of the most popular ways to purchase goods and service online. Thanks to their secure nature and the fact that your exposure to fraud is much more limited with an e-wallet combined with the ease of use make them an ideal fit for online casino goers.
Some popular e-wallets in the UK include PayPal, Skrill, Neteller and EcoPayz. Many of us already have a PayPal account set up, so we are seeing more and more UK casino brands accepting PayPal as one of their banking methods.
How to use an e-wallet
To start using an e-wallet, you’ll first need to set up an account with your chosen wallet. Check that your chosen casino accepts e-wallet payments and more importantly, the one you are about to take the time and effort to set up!
Your e-wallet will be funded with real money which is usually paid directly from your bank account or debit card. Once you’ve set up a way to fund your wallet, you are good to go. Just select it from the list of banking options at your casino and follow the simple on-screen instructions (you’ll need your login and password details handy).
They are particularly popular with casino fans as they avoid the need to share personal bank or card details with a casino so limit the risk of fraud. They also tend to be one of the fastest ways to cash out your winnings!
Your winnings will be sent straight to your e-wallet. From there you can withdraw them straight to your bank account or just use your credit to make other online transactions…easy!
✅ Pros
* Added security of not having to share bank details with your casino
* Fast deposits and withdrawals
* Widely accepted
* Easy to set up and use with just a password and email address
❌ Cons
* You will have to set up an account before you can start using your e-wallet.
* Some e-wallets such as Skrill and Neteller can often be excluded from claiming specific casino bonuses, so check before you play.
Prepaid Cards
Prepaid Cards are also rising in popularity and in fact, Paysafe Card is amongst one of the top five deposit methods used at online casinos! As the name indicates, a prepaid card is a payment method that first requires you to “top-up” the card with cash before you use it. They are different from debit cards as they are not linked to your bank account and can simply be purchased in some stores or as a virtual card.
The anonymity of a prepaid card means they have the added reassurance that none of your banking details or card numbers will be shared with your casino. Therefore they are a good option for UK players wishing to maintain a high level of security on their account and transactions.
How to use a prepaid card
The cards can be physical or virtual and can be used much like you’d use a debit card, but instead of using funds from your bank account, you’ll be using funds that you have previously added to your card.
✅ Pros
* Easy to keep track of spending and avoid overspending
* Secure and anonymous, no need to share card details with a casino
❌ Cons
* Need to be kept topped up with cash
* Some prepaid cards charges fees for transactions
Trustly Pay N Play
Pay N Play is a popular, fast and secure way to gamble online. It cuts out the middle man and allows you to start gambling right away without the need to set up a casino account. It means you can literally dip in for a game and go on your merry way with zero hassle. All of your winnings will be paid right back to you instantly!
Trustly has created the ultra-fast service, which requires a quick registration which once complete, will save you time down the line by combining the casino registration and depositing processes! As Trustly manage the whole process, they are effectively taking on all the verification and processing concerns from the casino, which is why you get to benefit from instant withdrawals!
✅ Pros
* No delay in the registration process
* Secure
* Instant withdrawals
❌ Cons
* Pay N Play is not widely available yet
Please note – Pay N Play is currently not available to UK players. It is only available to players residing in Sweden, Finland and Germany currently. You might be thinking why the heck did we include it then! We felt it was important to have it on our radars as we see things moving in this direction and hopefully it will be available to UK casino players soon. In the meantime, Trustly can be used as an alternative.
Mobile Depositing
More often than not, we are now choosing to gamble online via our mobile device. As players make a move from desktop to smartphones, casinos have had to move with the times ensuring they are fully optimised for gaming on the go. From game performance, right down to making a deposit, it has to be slick and easy otherwise players will switch off.
This has created a need for making fast and secure mobile deposits via your phone bill. Using this payment method means you can make instant deposits which are then added to your monthly phone bill or if you are a pay and go customer, funds will be deducted from your balance.
✅ Pros
* You only need to have a mobile phone to use this service
* With a limit on what you can spend, it helps avoid depositing more than you can afford
* It’s instant and secure and doesn’t require you to provide any other payment information
❌ Cons
* This option isn’t always available at casinos
* There is a daily deposit limit (usually £30) which may be restrictive some players
Digital Currency/Cryptocurrency
The way we make payments online is continually evolving, and in recent years, digital currencies such as Bitcoin have become more commonplace. Cryptocurrencies such as Bitcoin, Litecoin and Ethereum have become more hugely popular especially with casino fans looking to make secure and anonymous transactions.
To use one of these digital currencies, you ‘ll need to have set up a bitcoin wallet which enables you to purchase and store your bitcoins. Bitcoins bring a level of anonymity that you won’t get with other payment options so money can be moved from place to place without having to identify yourself.
This is a feature that has led to some abuse and had previously earned bitcoin a bit of a bad rep. However, things are changing, and their use has become something of a day to day part of life with more casinos accepting them as a form of payment and also even bitcoin-only casinos cropping up!
✅ Pros
* Entirely anonymous
* Fast deposits and withdrawals
* No additional fees involved
❌ Cons
* Not widely accepted at all casinos
* You’ll need to set up a wallet and purchase bitcoin before you can use them as a form of payment
* They are volatile and can fluctuate in value quite quickly, going both up and down!
We have just covered the main types of payment options that you might come across while playing at some of our UK Casino Awards approved casino sites. There are a whole lot more out there but make sure you take the time to choose the right one for you so you can get the best out of your casino session safe in the knowledge that your funds are secure.
Our casino reviews!
As well as looking at the banking methods available at our featured casinos, we will also look at other aspects of the casino sites. We aim to bring you only the best options and most honest reviews so you can make an informed decision on the best fit for your online gambling needs.
Trustworthiness
We only feature casinos that are UK licensed and come from trusted operators. Games should be provably fair, and your funds will be transferred and held securely, so you don’t have to worry.
Ease of use
Every casino looks and feels different, but it should always be a pleasure to use and play at. We look for casinos that are well designed and also mobile optimised so you can play seamlessly how and where you want to.
Game Selection
Casinos come in all shapes and sizes. Some will feature several hundred games, and others may run into the thousands. We love them no matter what size they are! We will aim to give you an overview of the available software and game types available at each of our casinos.
Bonuses and Rewards
We all get hooked by those big bonuses, but make sure you know what you are getting into before you deposit any of your hard-earned cash. We always aim to be transparent with the offers we present but make sure you do your own due diligence too!
Written by Jim on March 8, 2021November 3, 2020
Jim is the main UK Casino Awards author and has been writing here sine 2013! A fan of the online casino scene for many years, Jim loves to play slots from Pragmatic Play, BTG and Microgaming accompanied only by a strong cup of tea and his pet dog Tony.
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